Terms of Service

1. Agreement to Terms

By accessing and using the website naimtahirbaig.com ("Site"), operated by Dr. Naim Tahir Baig ("Author," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Site.

2. Intellectual Property Rights

Unless otherwise indicated, the Site and all content, including but not limited to:

• Text, graphics, and images
• Book content, excerpts, and summaries
• Blog posts and articles
• Research papers and publications
• Logos and branding elements
• Website design and layout
• Audio and video content

are the exclusive property of Dr. Naim Tahir Baig and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any materials from this Site without prior written consent, except for personal, non-commercial use.

3. Book Purchases

Orders and Payment

• All book prices are displayed in the currency specified on the Site
• Prices are subject to change without notice
• Payment must be received in full before order processing
• We accept major credit cards and other payment methods as displayed

Digital Products

• Digital books (eBooks) are delivered electronically after purchase
• Digital products are for personal use only
• Sharing, copying, or distributing digital products is prohibited
• Due to the nature of digital products, refunds may be limited

Physical Books

• Shipping times vary based on location
• Shipping costs are calculated at checkout
• We are not responsible for customs duties or import taxes
• Risk of loss transfers upon delivery to the carrier

4. Refund Policy

Digital Products:

• Due to the instant delivery nature of digital products, refunds are generally not available
• Exceptions may be made for technical issues preventing access
• Contact us within 7 days of purchase for refund requests

Physical Books:

• Damaged or defective books may be returned within 30 days
• Books must be in original condition for returns
• Customer is responsible for return shipping costs unless item is defective
• Refunds will be processed within 14 business days of receiving the return

5. User Accounts

When creating an account on our Site, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

We reserve the right to terminate accounts that violate these Terms or for any other reason at our sole discretion.

6. Newsletter and Communications

By subscribing to our newsletter, you agree to receive:

• Updates about new book releases
• Blog post notifications
• Promotional offers and discounts
• Research updates and insights

You can unsubscribe at any time by clicking the "unsubscribe" link in any email or by contacting us directly.

7. User-Generated Content

If you submit comments, reviews, or other content to our Site, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content.

You agree not to post content that:

• Is false, misleading, or defamatory
• Infringes on intellectual property rights
• Contains viruses or malicious code
• Is obscene, offensive, or inappropriate
• Violates any applicable laws
• Harasses or threatens others

8. Prohibited Activities

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Site
• Interfere with the proper functioning of the Site
• Use automated systems to access the Site without permission
• Collect user information without consent
• Impersonate any person or entity
• Upload or transmit viruses or malicious code

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

The information provided on this Site, including book content and blog posts, is for general informational and educational purposes only and should not be considered professional advice.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DR. NAIM TAHIR BAIG SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR PURCHASE OF PRODUCTS.

Our total liability for any claims arising from these Terms or your use of the Site shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Dr. Naim Tahir Baig from any claims, damages, losses, liabilities, and expenses arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

12. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable international laws. Any disputes arising from these Terms shall be resolved through good-faith negotiation, and if necessary, through binding arbitration.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

For questions about these Terms of Service, please contact us:

• Email: authordrnaim@gmail.com
• Website: naimtahirbaig.com